FAQ
Questions? We have straight answers.
Everything you want to know about cost, timing, eligibility and repayment, in plain English.
How fast can I get my money?+
Most applicants get a decision in minutes. If approved and you accept the lender's terms before the cutoff, funds are typically deposited the next business day, and in many cases the same day.
Do I need good credit?+
No. Lenders in our network consider all credit types. Approval is based mainly on your income and ability to repay, not just your credit score.
What do I need to apply?+
You must be 18 or older, have a regular source of income, an active checking account, a valid phone number and email address, and a government-issued ID.
How much can I borrow?+
Cash advances typically range from $100 to $1,000. Installment and personal loans may go up to $5,000 depending on your state, income and the lender's criteria.
Will applying affect my credit score?+
Submitting a request does not involve a hard inquiry with the major bureaus. Some lenders may run a soft check or use alternative credit data when reviewing your request.
Is Cali Cash Advance a lender?+
No. We connect you with licensed third-party lenders who make all credit decisions. We never charge a fee to submit a request and you are never obligated to accept an offer.
Can I apply if I'm not near an office?+
Yes. The entire process can be completed online from your phone in about five minutes. Our offices are here if you'd rather talk to someone in person.
What if I have questions after I'm funded?+
Call the office nearest you and our team will help, or contact your lender directly using the details in your loan agreement.
Can I have more than one loan at a time?+
Rules vary by state and lender. Many lenders will not fund a new loan while a previous one is outstanding. Pay off your existing loan first, then reapply.
What happens if I can't pay on time?+
Contact your lender before the due date. Most offer extended payment plans. Missed payments can lead to additional fees and may be reported to credit bureaus, so communicate early.
Is my information safe?+
Yes. Your request is submitted over an encrypted 256-bit connection and shared only with the lenders reviewing it. We never sell your Social Security number or bank details.
Can I pay my loan off early?+
In most cases, yes, and you'll pay less interest by doing so. Check your loan agreement or ask your lender about prepayment.
Ready when you are
Get the cash you need, today.
Five-minute request, decision in minutes, no fee to apply. Or call and talk to a real person.