Rates & Disclosures

We believe you should know exactly what a loan costs before you apply. The figures below are representative examples. Your actual offer, if any, will be disclosed in writing by the lender before you sign.

Cash advance (short-term) example

Borrow $300 for 14 days with a $45 fee. Total repayment $345. APR 391%. Short-term loans are a high-cost form of credit designed for short-term needs only.

Installment loan example

Borrow $2,000 over 24 months at 29.9% APR. 24 monthly payments of approximately $111.78. Total repayment approximately $2,683. Installment loan APRs in our network generally range from 5.99% to 35.99%.

Late payment and non-payment

Late or missed payments may incur additional fees as described in your loan agreement, may be reported to credit bureaus, and may be pursued through lawful collection practices. Lenders do not use criminal prosecution for unpaid loans.

Renewal policy

Renewals and extensions are at the lender's discretion and subject to state law. Some states prohibit rollovers entirely. Ask your lender about repayment plans before your due date if you need more time.

State availability

Loan products, amounts and terms vary by state. Some products may not be available in your state. Residents of California are protected by the California Deferred Deposit Transaction Law and the California Financing Law; Nevada residents by NRS Chapter 604A.

Not a lender

Cali Cash Advance does not make loans or credit decisions. We connect consumers with licensed third-party lenders. There is never a fee to submit a request.